Current Plan vs. Tax-Free Retirement Plan
Quick Compare Calculator

Current Plan vs. Tax-Free Retirement Plan

The calculator compares projected retirement accumulation, tax liability, after-tax balance, and annual after-tax income.

Client Inputs / Assumptions

Client
Qualified accounts are reduced by the assumed tax rate at retirement.
Default is 4%.
Annual percentage increase.
Accumulation rate.
Current plan income equals after-tax account value multiplied by the drawdown rate.
Advisor reminder: press Ctrl + Shift + A to open or hide advisor inputs before presenting, printing, or saving the report.

Comparison Metrics

Current Plan vs. Tax-Free Plan

Current Plan vs. Tax-Free Retirement Plan

Favored Plan
Tax-Free
Based on annual after-tax income advantage.
Annual Income Advantage
$0
Income Advantage to Age 90
$0

Current Plan

Acct Value @ Retirement$0
Tax Liability$0
After-Tax Bal @ Retirement$0
Income Drawdown Rate4.00%
Projected$0Annual Income

Tax-Free Plan

Acct Value @ Retirement$0
Tax Liability$0
After-Tax Bal @ Retirement$0
Income Drawdown Rate0.00%
Projected$0Annual Income

Income Capacity Advantage

Tax-Free Plan delivers 0.00× more income
Current Plan
$0
Tax-Free Plan
$0
The longer bar shows the plan with greater projected annual income capacity.
Comparison Summary Favored Plan Advantage
Annual After-Tax Income Advantage Tax-Free $0
Income Advantage Multiple Tax-Free 0.00x
Income Advantage to Age 90 Tax-Free $0

Why the tax-free plan’s income capacity stands out

The tax-free plan is designed to produce significantly higher income capacity than the current plan.

  1. No possibility of market losses.
  2. Significantly higher income capacity.
  3. Less likely to run out of money.
  4. Accessible pre-retirement if needed.
  5. Includes a tax-free death benefit.
  6. Includes a long-term care-type benefit.